How to reduce Risk Payment on a Facebook account?

[GhostAgency]

After Meta's recent algorithm updates, the number of bans has noticeably increased — especially when launching ads from new accounts or linking cards. But with a well-structured approach, most risks can be minimized right from the start.

Single GEO – the key to trust

Your entire setup should be unified under one GEO:

Ad account,

Bank card,

Proxy.

The most trustworthy configuration is typically set up under USA.
This reduces the system's suspicion and allows for more stable launches.

High-quality, premium proxies

Bad proxies are one of the most common causes of Risk Payment. Follow these guidelines:

Use IP Quality Score to check the IP before launching;
Avoid cheap options, especially shared IPs across multiple accounts;
Prefer residential proxies with a high trust level.

A cheap proxy might save you $10–20, but could cost you a trusted account with solid spend and a well-trained pixel.

Card linking: use a boost strategy with a pause

Before linking a card:

Let the account rest for 24 hours after creation;
Use the boost post method – run a simple post for $2/day;
Don’t link the card right away — wait until the account shows some light activity.

This approach