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Karta.io is a financial OS built for marketers of all kinds: media buyers, e-commerce stores, affiliates, and networks.

They work to give your business budget automation, easy-to-understand insights over working capital, business accounts, and unlimited virtual cards for Facebook, Google Ads, TikTok, and all advertising networks.

With Karta.io, your business can take financial control and eliminate manual work.

What is Karta?​

Karta.io is a financial platform to work with all advertising networks.

With Karta, you can:
  • Create cards instantly. You can finally end shared cards, and issue as many cards as needed for your entire team, project, or specific employee.
  • Tie cards to any ad network: Facebook, Google Ads, TikTok, and others.
  • Set limits on cards to avoid overspending. Fine-tune rules for each virtual card so you can be sure your affiliate team never overspends.
  • Divide teams by geos, verticals, and all layers. Create spaces and separate expenses into traffic flows. Let each team cover what's needed.
  • Set access levels inside your teams. Each affiliate member can create cards for himself and will never see teammates' card details.
  • Open a US business account online in 15 minutes, and deposit and withdraw funds.

Who do they serve?​

  • Only businesses officially incorporated in the USA;
  • Companies with more than $10,000/month card spend;
  • Businesses running many ad campaigns across all ad networks.

How can you fund your account?​

Domestic US:
  • ACH;
  • Wire.
  • SWIFT.
They do NOT accept payments in cryptocurrencies.



With Karta.io, you don't have to worry about the safety of your finances. All accounts are FDIC insurance-eligible. You top up cards directly from your account to your insured Karta business account without any third parties involved.

Karta review​

Get a business account in 15 minutes, all online. Pay invoices, deposit, and withdraw funds.


Create as many cards as needed. Freeze or block cards in a second. Review expenses with filters and manage limits.



  • Set a budget for each team. Divide employees by GEOs, verticals, and all expense layers;
  • Quickly add new media buyers;
  • Set a manager for each space;
  • Track payments for each team;
  • Manage space, and tie it to the specific merchant (Google, Facebook, TikTok, or any other network).

How to start using Karta:​

1) Register your Karta account in a few steps. This requires:
  • Business email address;
  • Employer Identification Number (EIN) in the US;
  • Business address;
  • Phone number;
  • Personal ID verification for every beneficiary (not only US citizens).
2) Top up your account and create cards. All done!

FREE for the first 100 customers. They just landed in the US market, so your feedback is our priority.

Open an account in Karta and create cards for free.

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