Hi everyone! My name is Mark, and I am one of the members of the internal media buying team at AnyBill — a service that provides affiliate marketers and affiliate teams with payment cards to pay for advertising. Today I want to tell you how I ended up in affiliate marketing, why payment systems became my passion, and why choosing the right payment system can increase your ROI. This is my first article on our company blog, and I am glad to share my experience.
While working, I saw what kind of budgets are being spent in affiliate marketing and how quickly you can scale if everything is done correctly. I was hooked. I started to figure it out: I tested the funnels, mastered the technical details, and learned how to direct traffic. A few months later, I stopped consulting and became a media buyer myself. In 2023, I assembled my team and began working in different verticals — nutra, gambling, e-commerce, etc. So I turned from a marketer into a media buyer, and this path turned out to be incredibly exciting. In 2024, I crossed paths with the AnyBill card issuing service, and since then, I have been working in the internal media buying team. Why did I go from the affiliate marketing team to the card issuing service? I’m going to tell you in the next section.
One of the topics that particularly fascinated me was payment systems. This is a key element in affiliate marketing, and I'm surprised how often people underestimate how much you can lose due to hidden fees. We began to dig deeper: analyze the conditions and calculate the real costs. And guess what? The difference between the stated 2-3% commission and actual losses sometimes reaches 8-9%. This was a real eye-opener for us, and now I want to help others avoid such pitfalls.
While working with my affiliate team, I encountered problems when paying for ads. Cards were declined, payments were stuck, and time and money were wasted. So I decided to approach the issue systematically — I read one blogger’s posts about how he tests different payment cards, and this idea pushed me to start my own tests. In my case, I needed to find those services that really reduce risks and costs. My team and I went through 35+ payment cards: we looked at commissions, transaction speed, and ease of interface. As a result, we created a list of solutions that you can trust.
After using the service for several months, I was invited to join their internal media buying team. I want to explain why I accepted this offer. During my time testing various services and sharing useful tools, I realized that this role would allow me to contribute to the service's development. Instead of just being a buyer, I can help address real issues faced by affiliate marketers. The market is filled with services that aren’t entirely honest, and there should be fewer of them. A common problem is withdrawal traps. Many people have experienced the "utility bill" situation, where they are asked to confirm their residential address when trying to withdraw money. Services should be focused on solving problems, not creating new ones.
At AnyBill, our goal is to allow affiliates to focus on generating traffic rather than battling with payment services. A high success rate for payments, clear terms, and user-friendly processes are essential for increasing your ROI.
How I got into Affiliate Marketing
My journey into affiliate marketing started by mistake in 2022. I am a marketer by training. I have been involved in promotion strategies for a long time, working with brands, and launching advertising campaigns. Everything went as usual until one day I was called to join the affiliate marketing team as a consultant. The guys wanted to improve their marketing strategy: build funnels, test new approaches to advertising, and I agreed to help. I did not suspect that this move would change my career.While working, I saw what kind of budgets are being spent in affiliate marketing and how quickly you can scale if everything is done correctly. I was hooked. I started to figure it out: I tested the funnels, mastered the technical details, and learned how to direct traffic. A few months later, I stopped consulting and became a media buyer myself. In 2023, I assembled my team and began working in different verticals — nutra, gambling, e-commerce, etc. So I turned from a marketer into a media buyer, and this path turned out to be incredibly exciting. In 2024, I crossed paths with the AnyBill card issuing service, and since then, I have been working in the internal media buying team. Why did I go from the affiliate marketing team to the card issuing service? I’m going to tell you in the next section.
How and why I tested 35 payment cards
Before affiliate marketing, I had never written a blog, but I was always active on social networks — sharing my thoughts and discussing trends. When our team began to grow, we realized that it was time to reach the next level and share our experience with the community. We started writing about tools, services, analyzing campaigns, and results.One of the topics that particularly fascinated me was payment systems. This is a key element in affiliate marketing, and I'm surprised how often people underestimate how much you can lose due to hidden fees. We began to dig deeper: analyze the conditions and calculate the real costs. And guess what? The difference between the stated 2-3% commission and actual losses sometimes reaches 8-9%. This was a real eye-opener for us, and now I want to help others avoid such pitfalls.
While working with my affiliate team, I encountered problems when paying for ads. Cards were declined, payments were stuck, and time and money were wasted. So I decided to approach the issue systematically — I read one blogger’s posts about how he tests different payment cards, and this idea pushed me to start my own tests. In my case, I needed to find those services that really reduce risks and costs. My team and I went through 35+ payment cards: we looked at commissions, transaction speed, and ease of interface. As a result, we created a list of solutions that you can trust.
Why I chose AnyBill for my work
After testing all these dozens of payment services, I decided to use AnyBill for my affiliate marketing work. Why? Firstly, verified BINs — a situation often occurs when a service claims that they have 80 BINs, but in fact only 2-3 of them work. AnyBill has zero problems with this — all BINs, in my personal experience, run like clockwork. With BINs, it is not quantity that matters, but quality. Secondly, the support team allows you not only to save time and effort, but also to increase your profit. The guys help set up the cards for your campaigns. You can also get an ad account for testing, proxies, and other resources, plus they will show you and tell you how it all works. It’s not every day that you find a service that not only gives you cards but also helps you put everything together. If you find yourself in a tough situation and your setup isn’t working at all, the support team is there to help with that too.After using the service for several months, I was invited to join their internal media buying team. I want to explain why I accepted this offer. During my time testing various services and sharing useful tools, I realized that this role would allow me to contribute to the service's development. Instead of just being a buyer, I can help address real issues faced by affiliate marketers. The market is filled with services that aren’t entirely honest, and there should be fewer of them. A common problem is withdrawal traps. Many people have experienced the "utility bill" situation, where they are asked to confirm their residential address when trying to withdraw money. Services should be focused on solving problems, not creating new ones.
How to choose a reliable card issuing service
If you are a solo affiliate or working in a team, here is what I advise you to pay attention to:- Communicate with the manager: If he answers quickly and understands the matter, this is a good sign. If he disappears for a week, run.
- The user interface: The payment should be clear, without bugs, and support should be easily accessible.
- Transparency: Test the service on small amounts and compare real costs with the stated costs.
How do payment cards affect profit?
The choice of payment service can directly impact your profits. High hidden fees or a high decline rate (the percentage of rejected payments) can significantly reduce your earnings. I've seen many people start to track their finances only after they lose a huge amount of money. Additionally, the time spent dealing with payment issues is also a loss.At AnyBill, our goal is to allow affiliates to focus on generating traffic rather than battling with payment services. A high success rate for payments, clear terms, and user-friendly processes are essential for increasing your ROI.
